Who owns what an AI generates — and who's liable when it's wrong?

Ownership. Most AI providers grant you the right to use the output, but in the U.S., purely AI-generated work generally cannot be copyrighted. Meaningful human creative input is what creates copyright protection.

Liability. You are responsible. AI is a tool — if you publish bad information, send a wrong email, or make a flawed decision based on AI output, the responsibility sits with you, not the model. Treat AI like a smart but inexperienced assistant: helpful, sometimes wrong, and never the one signing off.